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Philosophy



Your Money

Credit unions are cooperatives, and members deposit money and pool their resources so they can borrow money when they need it. And because it's your money, credit union members enjoy low-interest loans, high-interest savings, and affordable service fees.

Your Choice
Members choose to be part of a credit union, and they have a voice in how the credit union is operated. Having the choice to do business with a credit union or other financial institution creates the kind of healthy competition that benefits every consumer.

Your Credit Union
Non-profit credit unions are owned by their members and exist to serve you. Your credit union offers a cost-conscious, service-oriented alternative to for-profit financial institutions. And members - not stockholders or investors - benefit from the financial success of their credit union.

To learn about credit unions, click here.




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Holiday Office Closing
Our offices will be closed Tuesday, July 4th for the Independance Day holiday ...(more)

Discount Ticket Programs Riverbanks Zoo & Carowinds
RIVERBANKS ZOO DISCOUNT TICKET PROGRAM MCCU members can now buy Riverbanks Z ...(more)

Skip-A-Pay is back!
Enjoy your Summer to the fullest! At Mid Carolina Credit Union, our Skip-A-P ...(more)

Hurry! Limited Time CD Special
*APY= Annual Percentage Yield. Minimum deposit of $1000 to open a Retail (non- ...(more)


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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
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