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Mid Carolina Credit Union offers two Free Checking account options designed to meet your personal needs.
 
 
BASIC CHECKING
 
If you've been turned down for a checking account, or if you just want a checking account with no frills, then Basic Checking is for you. With Basic Checking, you enjoy:
 
  • Free Visa Debit Card
  • No Minimum Balance**
  • Unlimited Transactions
  • No Monthly Maintenance Fees
  • Re-order Your Checks Online (through online banking)
  • Federally Insured
  • Plus free convenience services below
 
 
PREMIUM CHECKING
 
Free yourself from fees with Mid Carolina’s Premium Checking Account. With Premium Checking you enjoy:
 
  • Free Visa Debit Card
  • No Minimum Balance**
  • Unlimited Transactions
  • No Monthly Maintenance Fees
  • Re-order Your Checks Online (through online banking)
  • Overdraft Privilege (ODP)
  • Federally Insured
  • Plus free convenience services below
 
 
Both accounts come with our FREE convenience services!
 
  • Online Banking
  • Mobile and Text Message Banking
  • E-Statements
  • Direct Deposit
  • Automatic Transfers
  • Automated My Personal Teller
  • Convenient Branch Locations
  • Access to Thousands of Surcharge-free ATMs
 
 
Please see fee schedule for applicable fees.
 
 
MCCU Routing Number: 253279471
 
**Any account that has repeated overdrafts may be closed. 



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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226