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Individual Retirement Accounts

Save for your future with a personal tax-sheltered retirement plan. Mid Carolina Credit Union offers various options, each with different advantages:
Traditional IRA

  • Annual contributions may be tax-deductible
  • Taxes deferred until time of withdrawal
  • Penalty-free withdrawals for certain qualified reasons

Consult your tax advisor regarding deductibility, contribution limits and wirthdrawal requirements.

Roth IRA

  • Non-deductible contributions
  • Earnings are tax-free
  • Ability to withdraw without penalty if certain conditions are met

Consult your tax advisor regarding deductibility, contribution limits and withdrawal requirements.

Click here to see our current rates!

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Holiday Office Closing
Our offices will be closed Tuesday, July 4th for the Independance Day holiday ...(more)

Discount Ticket Programs Riverbanks Zoo & Carowinds
RIVERBANKS ZOO DISCOUNT TICKET PROGRAM MCCU members can now buy Riverbanks Z ...(more)

Skip-A-Pay is back!
Enjoy your Summer to the fullest! At Mid Carolina Credit Union, our Skip-A-P ...(more)

Hurry! Limited Time CD Special
*APY= Annual Percentage Yield. Minimum deposit of $1000 to open a Retail (non- ...(more)

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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
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