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Individual Retirement Accounts

Save for your future with a personal tax-sheltered retirement plan. Mid Carolina Credit Union offers various options, each with different advantages:
Traditional IRA

  • Annual contributions may be tax-deductible
  • Taxes deferred until time of withdrawal
  • Penalty-free withdrawals for certain qualified reasons

Consult your tax advisor regarding deductibility, contribution limits and wirthdrawal requirements.

Roth IRA

  • Non-deductible contributions
  • Earnings are tax-free
  • Ability to withdraw without penalty if certain conditions are met

Consult your tax advisor regarding deductibility, contribution limits and withdrawal requirements.

Click here to see our current rates!

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Holiday Office Closing
Our offices will be closed Monday, September 4th for the Labor Day holiday. ...(more)

Protect your identity. Come to our shred event with your unwanted personal do ...(more)

Mid Carolina Credit Union hosts groundbreaking for new Lugoff branch facility
(Pictured left to right: Greg Nettles, Mid Carolina CU Chair, Robert Murphy, ...(more)

Discount Ticket Programs Riverbanks Zoo, Carowinds & SC State Museum
RIVERBANKS ZOO DISCOUNT TICKET PROGRAM MCCU members can now buy Riverbanks Z ...(more)

Hurry! Limited Time CD Special
*APY= Annual Percentage Yield. Minimum deposit of $1000 to open a Retail (non- ...(more)

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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
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