Mid Carolina Credit UnionFacebook Facebook
Online Banking and Bill Pay
Order Checks

Card Valet

Take Control of Your Debit & Credit Card!Card Valet

CardValet is a FREE card management and fraud protection tool for Mid Carolina Credit Union cardholders. CardValet offers real-time card controls, helping cardholders manage their finances by specifying how, when and where their card is used, with just a few taps on their smartphone. 

CardValet is ideal for Mid Carolina CU members with a Visa debit or credit card who want to proactively manage their card through their mobile device. Key benefits for cardholders include:

  • You can actively manage your money and take charge of your card usage.
  • Parents can remotely control and monitor their children’s spending.
  • All cardholders can monitor transactions to protect their accounts.

With CardValet, you can control your spending and protect yourself against fraud, all through a simple, easy-to-use app on your mobile device.



  • Alerts can be set up to inform you of specific types of transactions
  • You can be alerted when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. 
  • Alerts are sent in real time, immediately after the transaction has taken place or has been declined. 

Card On/Off Setting

  • When the card is "On", transactions are allowed in accordance with your usage control settings.
  • When the card is "Off", no purchases or withdrawals are approved until the card is subsequently turned back "On". This control can be used to disable a lost or stolen card. 

Card Usage Controls

  • Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed predefined thresholds. 
  • Transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries. 

Location-Based Controls

  • The My Location control can restrict transactions to merchants located within a certain range of your location using the phone's GPS location. Transactions requested outside of the specified range can be declined. 
  • The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined. (NOTE: international transactions will still need to be set by contacting Mid Carolina Credit Union)


 Click here for a video on the CardValet App. 

Click here for CardValet Frequently Asked Questions

Click here to learn more at CardValet.com


How Can I Get CardValet?  |  A few easy steps...

CardValet is available for both iOS and Android smart phones. Mid Carolina CU members may download and install CardValet to your device for no cost by clicking the links below.

Apply App Store Android App Store


After you've downloaded CardValet, open the app, follow the prompts to connect your Mid Carolina CU debit VISA Card and start enjoying the card security and control you deserve!


Click here to read CardValet Terms of Use.

 CardValet is a registered trademark of Fiserv Inc. or its affiliates.

Visa Login
Go Mobile
Latest News & Events

News & Events
Report Lost/Stolen Card
Quick Links & Applications
Apply For Loan
Online Banking
Home & Family Finance
Copyright © 2013 by Mid Carolina Credit Union | Site Design by JSS Enterprises, Inc.
719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
NCUA Love My Credit Union Rewards