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Skip-A-Pay is back for the SUMMER!

Enjoy your SUMMER! At Mid Carolina Credit Union, our Skip-A-Payment program allows you to defer your JULY payment until the end of your loan term and if you have more than one loan you can Skip-A-Payment on each. That’s right – an offer to make your Summer more relaxing!  


We enjoy serving you, and it is our pleasure to present to you this exclusive offer. Simply print the coupon by clicking here, select the payment option you want, and we’ll take care of the rest.
 
 
 
 
 
Skip-A-Payment Terms, Fees, and Disclosures
 
  1. Skip-A-Payment Fee per loan is $25.00
  2. Fee may be paid by check at time of request or deducted from your MCCU share or draft account.
  3. Mortgage loans, accounts included in bankruptcy or foreclosure, loans with extensions or alternate payments in the past six (6) months, modified loans through troubled debt restructuring, members who have caused losses to the credit union (loans, credit cards, shares, etc.) and Visa accounts are not eligible
  4. This offer expires on July 30, 2015. Loans must be current at time of request to qualify and loans must have no past due history of 30 days or more in the last (6) months. Only applies to loans originated prior to January 1, 2015.
  5. All share accounts must be in good standings.  No shares may have a negative balance.
  6. FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement on the outstanding loan balance and will result in additional interest paid as opposed to if you made your payment as originally scheduled.  Deferring payment(s) will extend the terms of loan(s) resulting in extra payment(s) after your loan would otherwise be paid off.
  7. Regular payments will resume on the first regular payment date of the month following the skip.
  8. If previously elected, Credit Life and/or Credit Disability premiums will continue being added to the loan during the extended term in order for benefits to continue.
  9. If you have GAP insurance on your loan, the coverage will not extend beyond the original maturity date of the loan nor will GAP cover the deficiency balance arising from skipped payments as disclosed in the Guaranteed Asset Protection Contract.
  10. All Skip-A-Payment requests are subject to approval.  Restrictions may apply.

 


ONLINE BANKING LOG-IN UPGRADE COMING MAY 12

 As Mid Carolina CU continues its commitment to provide the most effective and secure operating environment for home banking, it is necessary to update the multi-factor authentication (MFA) information for each member. Multi-factor authentication includes each member’s security questions, passphrase, and secure image that was selected when first enrolling in home banking.  


On May 12th, the old MFA information will be removed which will result in the need for each member to re-enroll in MFA. A Frequently Asked Questions (FAQ) will be provided via statement insert, email and our website, see below, about this upcoming change. Please be assured that if you have any issues logging into home banking after May 12th, the staff at Mid Carolina CU will be here to assist. 
 
 
Click here, for MFA FAQ.



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Skip-A-Pay is back for the SUMMER!
Enjoy your SUMMER! At Mid Carolina Credit Union, our Skip-A-Payment program al ...(more)

ONLINE BANKING LOG-IN UPGRADE COMING MAY 12
As Mid Carolina CU continues its commitment to provide the most effective and ...(more)


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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
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