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Holiday Office Closing

  

Our offices will be closed Monday, October 10th for the Columbus Day holiday.


Mobile Banking: Now, Check Your Balance At A Glance

On September 10th we rolled out the sixth major feature pack update to users of our mobile banking app. Among other updates, Feature Pack 6 adds a new feature called Instant Balance that allows users to view balance information for up to six accounts from the app’s login screen without needing to log in. Checking an account balance is one of the most popular functions for mobile banking users – Instant Balance helps make this process even easier.

Instant Balance

This is an optional feature that allows users to view their chosen account balances without needing to login. This reduces the amount of effort it takes for users to do their most common activity, checking balances. Up to six balances can be shown per user. Users must first opt in to use Instant Balance; by default, they are opted out until activation is complete.

Instant Balance is a secure, read-only feature that uses the same pre-authenticated balance inquiry used for delivering balances via text message (SMS). It cannot be used to complete transactions, and account numbers are always masked. Since no login occurs, no sensitive authentication or account information is transmitted during the interaction.

Instant Balance uses the existing multi-user login functionality in Mobiliti to remember usernames and associated accounts. Activation requires that the “Saved ID” button on the login screen be selected. Activating “Saved ID” will cause the last username entered to be automatically pre-filled into the username field each time the app is used—even if it is closed and reopened. The button label will then read “Change.”

What’s New?

What’s New is a feature designed to boost engagement by introducing new app functionality after an update. The first time users log in to the app after updating, they may be presented with a What’s New? message if one is available. This message is solely informational and will only be shown one time per user.

What’s New consists of short, explanatory text and graphics displayed in a short series of screens that users can swipe through. This introduction is designed to familiarize users with the feature and announce that new functionality is available.

 

How do I get Feature Pack 6?

If you’ve already downloaded our mobile banking app, you’ll simply download the latest update from the iOS App Store or Google Play Store, as you would with any other app update; Feature Pack 6 will be included in the update. If you are downloading the app for the first time, you will automatically receive the latest version, complete with Feature Pack 6.

How do I enable Instant Balance?

After downloading the latest version of our mobile banking app, tap the new Instant Balance button on the app’s login screen. Follow the on-screen prompts to enable the new Instant Balance feature. Once Instant Balance is enabled, you will be able to view balance information for up to six accounts at any time by tapping the Instant Balance button on the login screen.


COMING THIS FALL:

CardValet helps you manage your finances, while protecting you from fraud, by controlling how, when, and where your Mid Carolina CU debit cards are used through your smartphone.

 
With CardValet:
  • You determine how, when and where your card is used with unprecedented access and control anytime and anywhere
  • Turn your card on and off
  • Set locations where the card can be used
  • Restrict transactions based on merchant
  • Establish transaction amount limits
  • Schedule alerts for certain transactions
Once the program is launched, projected in early September, you can go to either the Apple app store or Google Play and download the CardValet® app. From there, you just register yourself and your EMV debit card over the CardValet® secure network and enjoy immediate access to your account information and controls. And if you’re not yet a checking account member, now is a great time to stop in, open an account and give our high-tech tools like our mobile banking app, Pop Money and CardValet® a try.

Apple Pay and Android Pay, the easy, secure and private way to pay electronically will be coming in late Fall. This tokenization payment technology is one element in a mobile payment security strategy. Members will benefit from peace of mind and a simplified purchasing experience when shopping on a smartphone or tablet.
 
Tokens help prevent payment fraud by turning sensitive account information into cryptograms that are enabled only when additional layers of security and authentication are provided. If there’s a data breach at a store using tokenization, criminals will likely only get useless information. For added convenience, tokens can easily be turned off without canceling a card. Tokenization is complementary to EMV, which has proven to be successful at reducing fraud at the point-of-sale, while tokenization addresses the potential for fraud in the card-not-present environment of online and mobile channels.

Instant Balance is one of the new features within the Feature Pack 6 update coming to our Mobile Banking App in third quarter. Instant Balance will allow users to view balance information for up to six accounts from the app’s login screen without needing to log in. It will be an optional feature which each user will need to enable for each account they’d like to instantly view.
 
Checking an account balance is one of the most popular functions for mobile banking users – Instant Balance will help make this process even easier.
 
 
More information to come in the coming weeks on each of these new products.

Photo Contest - MY MCCU MOMENT

 

CLICK PROMOTION OR  CLICK HERE,  TO BE TAKEN TO FACEBOOK ENTRY.

 

Please note: This is a Facebook contest, find the contest link on our Facebook page or click the contest promotion above to be taken to entry.

TERMS & CONDITIONS

Contest Rules

  • Entering The Contest & Submission Requirements 
- Online Submissions Only
  • Enter your submissions via the entry form through Facebook.
  • Register by entering your first and last name, and email address.
  • Upload Image (image format should be a high resolution JPEG at 150 DPI or higher. Please keep photos “clean” and appropriate.
  • Enter a short description of the image, “My MCCU Moment”, captured and how Mid Carolina Credit Union helped you.
  • Submit your entry., Once the registration process has been completed, you will be directed to a page confirming your entry.
  • Only one image and story can be submitted per person. 

Contest Dates and Deadlines

The MY MCCU MOMENT Photo Contest begins April 1st, 2016 at 8:30 am Eastern Standard Time (EST) and ends December 30th, 2016 at 5:00 pm (EST). Winners will be announced monthly on/around 1st of each month (on business day) starting in May 2016.

Who May Enter

Mid Carolina Credit Union Members…anyone who has been helped by Mid Carolina Credit Union!

Entry Fees

 There is no cost to enter.

Judging

Winners will be picked at random from entries.

Consent Agreement

Submission of an entry to the contest automatically constitutes the contestant’s acceptance of all conditions set forth in the above rules. By submitting images you grant Mid Carolina Credit Union (MCCU) the right to use the entry in exhibitions and promotions in print and online, (including, but not limited to contest and seasonal promotions), as well as the right to re-size images for these purposes. MCCU will not exploit your image for any form of direct compensation. You also grant MCCU permission to put you on our e-mail list to receive credit union updates (you can opt out at anytime). Entries not complying with the rules set forth above will be disqualified.

Prizes

$55 cash (total of 9 winners, 1 per April-Dec. 2016)




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Holiday Office Closing
Our offices will be closed Monday, October 10th for the Columbus Day holiday. ...(more)

Mobile Banking: Now, Check Your Balance At A Glance
On September 10th we rolled out the sixth major feature pack update to users o ...(more)

COMING THIS FALL:
CardValet helps you manage your finances, while protecting you from fraud, by ...(more)

Photo Contest - MY MCCU MOMENT
CLICK PROMOTION OR CLICK HERE, TO BE TAKEN TO FACEBOOK ENTRY. Please note: ...(more)


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