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Photo Contest - MY MCCU MOMENT




Please note: This is a Facebook contest, find the contest link on our Facebook page or click the contest promotion above to be taken to entry.


Contest Rules

  • Entering The Contest & Submission Requirements 
- Online Submissions Only
  • Enter your submissions via the entry form through Facebook.
  • Register by entering your first and last name, and email address.
  • Upload Image (image format should be a high resolution JPEG at 150 DPI or higher. Please keep photos “clean” and appropriate.
  • Enter a short description of the image, “My MCCU Moment”, captured and how Mid Carolina Credit Union helped you.
  • Submit your entry., Once the registration process has been completed, you will be directed to a page confirming your entry.
  • Only one image and story can be submitted per person. 

Contest Dates and Deadlines

The MY MCCU MOMENT Photo Contest begins April 1st, 2016 at 8:30 am Eastern Standard Time (EST) and ends December 30th, 2016 at 5:00 pm (EST). Winners will be announced monthly on/around 1st of each month (on business day) starting in May 2016.

Who May Enter

Mid Carolina Credit Union Members…anyone who has been helped by Mid Carolina Credit Union!

Entry Fees

 There is no cost to enter.


Winners will be picked at random from entries.

Consent Agreement

Submission of an entry to the contest automatically constitutes the contestant’s acceptance of all conditions set forth in the above rules. By submitting images you grant Mid Carolina Credit Union (MCCU) the right to use the entry in exhibitions and promotions in print and online, (including, but not limited to contest and seasonal promotions), as well as the right to re-size images for these purposes. MCCU will not exploit your image for any form of direct compensation. You also grant MCCU permission to put you on our e-mail list to receive credit union updates (you can opt out at anytime). Entries not complying with the rules set forth above will be disqualified.


$55 cash (total of 9 winners, 1 per April-Dec. 2016)

Skip-A-Pay is back!

Enjoy your Summer to the fullest! 

At Mid Carolina Credit Union, our Skip-A-Pay program allows you to defer your June payment until the end of your loan term and if you have more than one loan you can Skip-A-Pay on each. That’s right – an offer to make your summer more relaxing or action packed, the choice is yours!  

We enjoy serving you, and it is our pleasure to present to you this exclusive offer. Simply print the coupon by clicking here, select the payment option you want, and we’ll take care of the rest.
Skip-A-Payment Terms, Fees, and Disclosures
  1. Skip-A-Payment Fee per loan is $25.00
  2. Fee may be paid by check at time of request or deducted from your MCCU share or draft account.
  3. Mortgage loans, accounts included in bankruptcy or foreclosure, loans with extensions or alternate payments in the past six (6) months, modified loans through troubled debt restructuring, members who have caused losses to the credit union (loans, credit cards, shares, etc.) and Visa accounts are not eligible
  4. This offer expires on June 30, 2016. Loans must be current at time of request to qualify and loans must have no past due history of 30 days or more in the last (6) months. Only applies to loans originated prior to December 1, 2015.
  5. All share accounts must be in good standings.  No shares may have a negative balance.
  6. FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement on the outstanding loan balance and will result in additional interest paid as opposed to if you made your payment as originally scheduled.  Deferring payment(s) will extend the terms of loan(s) resulting in extra payment(s) after your loan would otherwise be paid off.
  7. Regular payments will resume on the first regular payment date of the month following the skip.
  8. If previously elected, Credit Life and/or Credit Disability premiums will continue being added to the loan during the extended term in order for benefits to continue.
  9. If you have GAP insurance on your loan, the coverage will not extend beyond the original maturity date of the loan nor will GAP cover the deficiency balance arising from skipped payments as disclosed in the Guaranteed Asset Protection Contract.
  10. All Skip-A-Payment requests are subject to approval.  Restrictions may apply.



 Mid Carolina has, for the last ten years, awarded scholarships to credit union members who are graduating from local high schools. This year Mid Carolina awarded six $500.00 scholarships to deserving students. The winners of this years scholarship awards were: Braxton Byrd, Heath Byrd, Collin Davis, Michaela McLaughlin, Rachel McLaughlin and Michaela Willoughby.

Mid Carolina congratulates this year’s winners and extends best wishes to all of the area graduates as they move into the work force or pursue a college degree. Check out the Mid Carolina website in November for information concerning the Scholarship award process for the 2016 - 2017 school year.

*Pictured are the students recognized at the Mid Carolina CU annual meeting on March 29th; not pictured is Collin Davis, which was on a school trip.


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Photo Contest - MY MCCU MOMENT

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Enjoy your Summer to the fullest! At Mid Carolina Credit Union, our Skip-A-P ...(more)

Mid Carolina has, for the last ten years, awarded scholarships to credit union ...(more)

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