Mid Carolina Credit Union Facebook
Online Banking and Bill Pay
Order Checks
MCCU News

ONLINE BANKING LOG-IN UPGRADE COMING MAY 12

 As Mid Carolina CU continues its commitment to provide the most effective and secure operating environment for home banking, it is necessary to update the multi-factor authentication (MFA) information for each member. Multi-factor authentication includes each member’s security questions, passphrase, and secure image that was selected when first enrolling in home banking.  


On May 12th, the old MFA information will be removed which will result in the need for each member to re-enroll in MFA. A Frequently Asked Questions (FAQ) will be provided via statement insert, email and our website, see below, about this upcoming change. Please be assured that if you have any issues logging into home banking after May 12th, the staff at Mid Carolina CU will be here to assist. 
 
 
Click here, for MFA FAQ.

GET BIG PROTECTION IN A TINY CHIP: What will EMV (chip) credit and debit cards mean for you?

 

 The U.S. is poised to upgrade its debit and credit card (payment card) security systems in an effort to fight skyrocketing fraud costs. And while federal regulations already protect you, as a consumer, from liability for most fraudulent transactions a crook could make using your account, when payment industry participants are hit by fraud, everyone’s costs increase.

 
 That’s why the U.S. industry plans to implement EMV (Europay, MasterCard, and Visa) cards, which contain computer chips that authorize or validate payment-card transactions. We’re the last developed country in the world to do so. Here’s how the change will affect you:
 
 * You’ll receive an EMV card with information about how it’s different, its enhanced security, and how to use it. This may happen when your current card expires or you might get a special reissue from your current card financial instutions. Card issuers have discretion about whether they’ll require you to use a signature when making payments or to use a PIN (personal identification number). Mid Carolina has plans for a special reissue on members MCCU credit cards this spring with debit cards to come at a later time.
 
 * The transaction process will be slightly different. You’ll insert your EMV card in a POS (point-of-sale) terminal, wait for it to be authorized, and remove it. You’ll either sign a sales draft or key in your PIN to complete the transaction.
 
 * Other countries likely will stop accepting mag stripe cards after a certain date. You’ll need an EMV card when traveling abroad and international travelers in the U.S. will have the additional protection against counterfeit that EMV cards afford.
 
 * It’s possible that some merchants and card issuers may choose not to convert and will continue to use mag stripe technology for a time. Your card still will work at the point of sale and consumers will continue to be protected from fraud liability.
 
 If you have questions about EMV cards and how they will affect you, contact the professionals at Mid Carolina Credit Union. Stop by or call today at 803-432-8521.

 


MID CAROLINA 2015 SCHOLARSHIP WINNERS

 Mid Carolina has, for the last nine years, awarded scholarships to credit union members who are graduating from local high schools. This year Mid Carolina awarded six $500.00 scholarships to deserving students. The winners of this years scholarship awards were: Timothy Branham, Sarah McClendon, Gabriele Mills, Blake Serpas, Brianna Weems and Richard White.


Mid Carolina congratulates this year’s winners and extends best wishes to all of the area graduates as they move into the work force or pursue a college degree. Check out the Mid Carolina website in November for information concerning the Scholarship award process for the 2015 - 2016 school year.

 Pictured left to right: Brianna Weems, LEHS and Sarah McClendon, LEHS

Recognized at the Mid Carolina CU annual meeting on March 24th.

 



Access Visa
Go Mobile
Videos
Latest News & Events
ONLINE BANKING LOG-IN UPGRADE COMING MAY 12
As Mid Carolina CU continues its commitment to provide the most effective and ...(more)

GET BIG PROTECTION IN A TINY CHIP: What will EMV (chip) credit and debit cards mean for you?
The U.S. is poised to upgrade its debit and credit card (payment card) securi ...(more)

MID CAROLINA 2015 SCHOLARSHIP WINNERS
Mid Carolina has, for the last nine years, awarded scholarships to credit unio ...(more)


Report Lost/Stolen Card
Quick Links & Applications
Apply For Loan
Online Banking
Home & Family Finance
Copyright © 2013 by Mid Carolina Credit Union | Site Design by JSS Enterprises, Inc.
719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
Verified by Visa