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Skip-A-Pay is back!

Enjoy your Summer to the fullest! 

At Mid Carolina Credit Union, our Skip-A-Pay program allows you to defer your June payment until the end of your loan term and if you have more than one loan you can Skip-A-Pay on each. That’s right – an offer to make your summer more relaxing or action packed, the choice is yours!  

We enjoy serving you, and it is our pleasure to present to you this exclusive offer. Simply print the coupon by clicking here, select the payment option you want, and we’ll take care of the rest.
Skip-A-Payment Terms, Fees, and Disclosures
  1. Skip-A-Payment Fee per loan is $25.00
  2. Fee may be paid by check at time of request or deducted from your MCCU share or draft account.
  3. Mortgage loans, accounts included in bankruptcy or foreclosure, loans with extensions or alternate payments in the past six (6) months, modified loans through troubled debt restructuring, members who have caused losses to the credit union (loans, credit cards, shares, etc.) and Visa accounts are not eligible
  4. This offer expires on June 30, 2017. Loans must be current at time of request to qualify and loans must have no past due history of 30 days or more in the last (6) months. Only applies to loans originated prior to December 1, 2016.
  5. All share accounts must be in good standings.  No shares may have a negative balance.
  6. FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement on the outstanding loan balance and will result in additional interest paid as opposed to if you made your payment as originally scheduled.  Deferring payment(s) will extend the terms of loan(s) resulting in extra payment(s) after your loan would otherwise be paid off.
  7. Regular payments will resume on the first regular payment date of the month following the skip.
  8. If previously elected, Credit Life and/or Credit Disability premiums will continue being added to the loan during the extended term in order for benefits to continue.
  9. If you have GAP insurance on your loan, the coverage will not extend beyond the original maturity date of the loan nor will GAP cover the deficiency balance arising from skipped payments as disclosed in the Guaranteed Asset Protection Contract.
  10. All Skip-A-Payment requests are subject to approval.  Restrictions may apply.


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719 Highway 1 South, Lugoff, SC 29078
803-432-8521 or 1-800-433-5226
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