Deposit Rates


 
Type Features Dividend
Rate
APY**
Savings - Tier 1 $0 - $5,000 0.05% 0.05%
Savings - Tier 2 $5,001 - $10,000 0.10% 0.10%
Savings - Tier 3 $10,001 - $50,000 0.15% 0.15%
Savings - Tier 4 $50,000 Or Greater 0.25% 0.25%
Christmas Club Minimum Opening Deposit $25   0.00%
IRA ($1000 or more) Minimum Opening Deposit $100 1.00% 1.00%
Certificate - 6 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

0.35%

0.35%

Certificate - 12 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

Special Rate - New money only - $10,000 min.

1.50%

Special 2.00%

1.51%

2.02%

Certificate - 18 Month

Minimum Balance of $1000
Penalty for Early Withdrawal

1.50%

1.51%

Certificate - 24 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

2.00%

2.02%

Certificate - 36 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

2.25%

2.27%

 

 

Certificate Step-Up Option

This option is available on any fixed rate certificate. If the rate goes up, you may step-up your initial rate to the new and better rate without extending the certificate's original maturity date one time during the life of the certificate.
*Dividend rates are subject to change at any time.
 
Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.

Rates effective as of: February 26, 2018