Deposit Rates


 
Type Features Dividend
Rate
APY**
Savings - Tier 1 $0 - $5,000 0.05% 0.05%
Savings - Tier 2 $5,001 - $10,000 0.10% 0.10%
Savings - Tier 3 $10,001 - $50,000 0.15% 0.15%
Savings - Tier 4 $50,000 Or Greater 0.25% 0.25%
Christmas Club Minimum Opening Deposit $25   0.00%
IRA ($1000 or more) Minimum Opening Deposit $100 1.00% 1.00%
Certificate - 6 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

Minimum Balance of $50,000

0.35%

Jumbo 0.50%

0.35%

0.50%

Certificate - 12 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

Minimum Balance of $50,000

1.00%

Jumbo 1.15%

1.01%

1.16%

Certificate - 18 Month

Minimum Balance of $1000
Penalty for Early Withdrawal

Minimum Balance of $50,000

1.25%

Jumbo 1.40%

1.26%

1.41%

Certificate - 24 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

Minimum Balance of $50,000

1.70%

Jumbo 1.85%

1.71%

1.86%

Certificate - 36 Months

Minimum Balance of $1000
Penalty for Early Withdrawal

Minimum Balance of $50,000

1.90%

Jumbo 2.05%

1.91%

2.07%

 

 

Certificate Step-Up Option

This option is available on any fixed rate certificate. If the rate goes up, you may step-up your initial rate to the new and better rate without extending the certificate's original maturity date one time during the life of the certificate.
*Dividend rates are subject to change at any time.
 
Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.

Rates effective as of: February 26, 2018