Loan Rates

 

 
Type Features Term-APR*
Share Certificate Loans Up to 90% of the Certificate Balance Pledged Share Certificate rate
plus 3.00% *1
Share Loans up to 90% of the Account Balance Minimum rate of 4.00%
Personal Line of Credit terms vary
Rate Range 9.90% to 18.00%
as low as 9.90%
Personal Loans (Closed End) terms vary
Rate Range 9.90% to 18.00%
as low as 9.90%
Auto New/Used (2018 - Present)

terms vary
for qualified borrowers financing up to 100% of sales price New 

or NADA Retail Value Used
Rate Range 3.09% to 14.24%

as low as 3.09%
Auto Used (2014 - 2017)

up to 100% NADA Retail Value
terms vary
Rate range 3.09% to 14.24%

as low as 3.09%
Auto Used (2013 & Older) up to 100% NADA Retail Value
terms vary
Rate range 3.59% to 14.74%
as low as 3.59%
Motorcycles New Motorcycles up to 100% of sales invoice
Used Motorcycles up to 100% NADA retail
terms vary
Maximum 80% financing on Motorcycles classified as Sport Bikes
Rate range from 6.25% to 14.00%
as low as 6.25%
Boats Motors & Trailers

Up to 100% of Dealer Invoice

terms vary
Rate range 6.25% to 14.00%

as low as 6.25%
Credit Cards Rate Range 9.90% to 11.90% as low as 9.90%
DW Mobile Home

up to 80% of appraisal

terms vary

call for rate
Garden Tractors, Farm Equipment and other Personal Property New: up to 100% of sales invoice
Used: a percentage of appraised value
terms vary
as low as 9.95%
Motor Homes and Campers Rates and terms vary as low as 5.25%
Home Equity Loans

90% of appraisal minus 1st mortgage balance
Rate adjusts quarterly with Prime. Call (803)432-5299 or 432-5473 
for details

as low as 5.00%
Land Up to 70% of appraised value or purchased price, the lesser of the two 60 months 5.00%
120 months 5.25%
Mortgage

We have: FHA, VA, USDA & Conventional
Call (803)432-7046 
for details

Rates change daily
 

 

*Loan rates are subject to change at any time.
Loan Rates listed effective June 20, 2018.

 

1Maturity of loan not to exceed the maturity of the Share Certificate pledged.