Disclosures & Forms

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Disclosures & Forms List

Contact us for the documents below.

  • ACH/EFT Origination

  • Debit Card Application

  • Debit Card Business Application

  • Donation/Sponsorship Form & Guide

  • Employment Application

  • Funds Availability Notice

    Our policy ensures that funds from most deposits are available the same day we receive them. You can withdraw these funds in cash, and we will use them to cover any checks you have written. Please note that even after funds are made available and withdrawn, you remain responsible for any checks deposited that are returned unpaid, as well as any other issues related to your deposit.

    Every business day except Saturday, Sunday, and federal holidays is a business day for determining the availability of your deposits. If you deposit funds before closing on a business day that we are open, we will consider that day to be the day of your deposit. However, if you deposit funds after closing or on a day we are not open, we will consider that the deposit was made on the next business day we are open.

    If we cash a check drawn on another bank for you, we may temporarily withhold an equivalent amount of funds already in your account. These funds will become available at the same time as the funds from the cashed check would have been, had you deposited it.

    If we accept a check drawn on another bank for deposit, we may make those funds available for immediate withdrawal. However, we might delay your ability to withdraw an equivalent amount from another account you have with us. The funds in the other account will be available for withdrawal according to the timeframes specified elsewhere in this disclosure for the type of check you deposited.

  • Membership Agreement

  • Mobile Banking FAQ

  • Online Banking Services Terms and Conditions

  • Overdraft Opt-In/Opt-Out Form

  • Overdraft Privilege Disclosure

  • Text Banking