Make Room for What’s Next with a Mid Carolina Mortgage

Whether you are planning to buy a home or refinance your current mortgage, Mid Carolina Credit Union is offering special mortgage rates designed to give members more options for their next move.

This limited-time mortgage special runs from October 1 through December 31, 2026, with fixed-rate and adjustable-rate mortgage options available for qualified borrowers.

Fixed-Rate Mortgage Options

For members who prefer a fixed-rate mortgage, Mid Carolina is offering 30-year mortgage rates as low as 6.75% APR. A fixed-rate option can provide consistency for borrowers who want their interest rate to remain the same for the life of the loan.

Adjustable-Rate Mortgage Options

Members can also explore adjustable-rate mortgage options, including:

  • 3/3 ARM rates as low as 4.93% APR

  • 5/5 ARM rates as low as 5.13% APR

These options give members another way to consider their mortgage needs based on their plans and financial goals.

More Flexibility for Your Next Step

Mid Carolina’s mortgage special is available for both home purchases and refinances. Additional benefits include:

  • Loans up to 95% loan-to-value

  • No rate adjustment for cash-out refinances

  • No mortgage insurance, regardless of loan-to-value

Whether you are purchasing a home, refinancing an existing mortgage, or exploring your available options, our team can help you understand the mortgage choices available through Mid Carolina Credit Union.

What You Need to Know

Mortgage loans are subject to credit approval, and terms and conditions apply. Rates are subject to change, and the special is available for a limited time.

Talk with Mid Carolina

To learn more about Mid Carolina’s mortgage options, visit midcarolinacu.com or contact your local branch.

APR = Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions apply. Limited-time offer. Equal Housing Opportunity. NMLS #403334.

Lynn Blizzard